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Webcast

COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions


Total Credits: 3 including 3 CE Credit

Average Rating:
   74
Categories:
Personal Lines |  Personal Lines - Basic |  Personal Lines - Speciality Policies |  MLIS Designation Update Qualified
Speakers:
Mary A LaPorte, CPCU, CIC, LIC, CPIA, AINS |  Lori Rummelt, CIC, CPIA
Course Levels:
Intermediate
Duration:
3 Hours
License:
Product Setting: Expires 30 day(s) after program date.

Dates


Description

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The material is based on ISO's Homeowners 3 - Special Form HO 00 03, but will discuss areas of coverage where policy language may vary in carrier proprietary forms. Included are several Discussion Points, E&O Tips, and chapter review questions. It is recommended (but not required) that this class be taken prior to COVERAGE ESSENTIALS: Homeowners Coverage, Part II.

Basic Course Information

Learning Objectives
  • Create a deeper understanding of the Homeowners policy
  • Become familiar with common exclusions in the Homeowners policy
  • Strengthen policy reading skills
  • Learn area of coverage which are new or updated in the policy

Major Subjects
  • Homeowners Eligibility
  • Policy Definitions
  • Liability Exclusions
  • Additional Coverages and Condition

Course Materials

Speaker

Mary A LaPorte, CPCU, CIC, LIC, CPIA, AINS Related Seminars and Products


Mary LaPorte is a resource to the insurance industry, counseling insurance agencies on a variety of workflow and management issues. Having over thirty years experience with one of the largest independent agencies in the Midwest, Mary has extensive experience with hiring, supervision, workflow and agency acquisition issues. With many years of helping agencies identify and reduce E&O (Errors and Omissions) exposure, she applies that same practical experience when acting as an expert witness in E&O related litigation.

A member of the national faculty of the Society of Certified Insurance Counselors (CIC) and Certified Professional Insurance Agent (CPIA) programs, Mary brings real life examples into the classroom to help insurance professionals be the best they can be. She conducts a variety of continuing education classes and presents topics of interest at industry conventions and meetings.

Mary is a Chartered Property and Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC) and holds a resident agent's license and insurance counselor's license (LIC) in the state of Michigan. She has attained the Certified Professional Insurance Agent designation (CPIA) and is an active member of the American Association of Insurance Management Consultants (AAIMCo).

A Michigan native, Mary continues to live in the state with her husband, Gary at their lake home. Between kayaking, swimming and riding motorcycle, you will find them outdoors and soaking up the sun in the summer, while heading for Tucson before the snow starts to fall.

In 2020, Mary was inducted into the Michigan Insurance Hall of Fame, recognizing the significant impact she has made on the insurance community in the state.


Lori Rummelt, CIC, CPIA Related Seminars and Products


Lori Heemstra Rummelt has over thirty years of experience in the insurance industry, sixteen of which with a large independent agency where she has served as Commercial Lines Manager. Lori possesses strong hands-on proficiency with agency operations, training, development of consistent professional standards and agency errors and omissions (E&O) loss control. She is skilled at optimizing the use of agency technology, particularly Applied’s TAM and Epic systems.

In 2018, Lori joined LaPorte Consulting by providing operations consulting and education. Her experience with utilizing systems and streamlining workflows has made her a sought-after resource.

Lori is an approved instructor for the Certified Professional Insurance Agent (CPIA) program and teaches a number of continuing education classes, including those with emphasis on agency management and Errors and Omissions (E&O) loss control. She has earned the professional designations of Certified Insurance Counselor (CIC) and Certified Professional Insurance Agent (CPIA). She is licensed as an agent in the state of Michigan.

Lori lives in Michigan and enjoys fishing, gardening and boating, along with spending time with her family.


Dates

Thu, Jan 09, 2025 - 01:00pm to 03:57pm EST
Mon, Jan 27, 2025 - 04:00pm to 06:57pm EST
Wed, Feb 05, 2025 - 10:00am to 12:57pm EST
Mon, Feb 24, 2025 - 01:00pm to 03:57pm EST
Wed, Mar 12, 2025 - 04:00pm to 06:57pm EDT
Mon, Mar 31, 2025 - 10:00am to 12:57pm EDT
Thu, Apr 03, 2025 - 01:00pm to 03:57pm EDT
Wed, Apr 23, 2025 - 04:00pm to 06:57pm EDT
Wed, May 07, 2025 - 10:00am to 12:57pm EDT
Thu, May 22, 2025 - 01:00pm to 03:57pm EDT
Wed, Jun 04, 2025 - 04:00pm to 06:57pm EDT
Thu, Jun 19, 2025 - 10:00am to 12:57pm EDT
Mon, Jul 07, 2025 - 01:00pm to 03:57pm EDT
Wed, Jul 23, 2025 - 04:00pm to 06:57pm EDT
Wed, Aug 06, 2025 - 10:00am to 12:57pm EDT
Thu, Aug 21, 2025 - 01:00pm to 03:57pm EDT
Fri, Sep 05, 2025 - 04:00pm to 06:57pm EDT
Mon, Sep 22, 2025 - 10:00am to 12:57pm EDT
Wed, Oct 08, 2025 - 01:00pm to 03:57pm EDT
Thu, Oct 23, 2025 - 04:00pm to 06:57pm EDT
Wed, Nov 05, 2025 - 10:00am to 12:57pm EST
Thu, Nov 20, 2025 - 01:00pm to 03:57pm EST
Wed, Dec 03, 2025 - 04:00pm to 06:57pm EST
Thu, Dec 18, 2025 - 01:00pm to 03:57pm EST

State Specific Details

State Approval Information Details FL - This course is approved for 3 hours of credit - # 132082

Basic Course Information

Course Developer Mary A LaPorte/Independent Insurance Agents & Brokers of America
Designed For Insurance professionals who sell or service personal lines coverage. Appropriate for both entry level and experienced agents, account managers, customer service representatives and administrative assistants who work with personal lines and homeowners policies. 

Promo Video

Reviews

5
4
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1

Overall:      4.8

Total Reviews: 74

Comments

Preston C - Chattanooga, Tennessee

"very informative"

Mel E - Knoxville, Tennessee

"Well done presentation!"