Uninsured Motorist Coverage from a Lawyer’s Perspective

There is never a shortage of issues involving uninsured and underinsured motor vehicle coverage in Florida. This discussion will highlight why UM coverage is a must in Florida, even if a client is covered by medical insurance, Medicare, or Medicaid. Other topics covered will include:

-the differences between stacked and non-stacked UM coverage;

-the benefits of stacked UM coverage;
-the duties owed a client by their broker;
-coverage, and common pitfalls involving insurance applications;
-how to properly maintain client records per Florida statute;
-broker liability for causing harm to a client; and
-specific to motorcyclists and bicyclists applications.